RESIDENTIAL and BUY TO LET MORTGAGES 
Getting to know you and understanding your mortgage needs is our priority.
We recognise that our clients have a variety of experience and requirements, and we tailor our approach carefully to this. We will take the time to understand your circumstances and your plans for the future.
Our aim is to make it straightforward - no jargon, and the pros and cons explained in plain English.
We are solution oriented and will liaise with lenders, valuers, solicitors, estate agents, accountants, employers etc to help you make it happen. We will always tackle financing your property with a friendly and realistic approach.
To us it's not just another mortgage - we know that this is both your home and/or probably your largest financial commitment and we will look after the transaction as carefully as we would look after our own.
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Whilst our clients are most welcome at our offices, we are happy to make appointments at your home or place of work. Whilst we prefer to get to know our clients face to face, we are equally comfortable providing our service by telephone.
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Your property may be repossessed if you do not keep up repayments on your mortgage.
For Residential and Buy to Let mortgages we charge a fee of £695 for advising on and arranging your mortgage. This fee is payable in 2 stages: £195 non refundable application fee with the balance due on production of an offer and payable on completion of the mortgage or 60 days after the date of the offer (whichever is sooner). The lender may also pay us commission.
Alternatively we can work on a pure fee basis of 1% of the loan amount for our services and we will refund to you any commission we receive from the lender, subject to a minimum fee of £1500. For example, if your mortgage were for £100,000 the fee would be £1500 and you would receive back any commission we receive from the lender which is usually in the region of 0.30%. This fee is payable on in 2 stages: £195 on application with the balance payable on completion of the mortgage or 60 days after the date of the offer (whichever is sooner).
For Commercial Mortgages we usually charge a fee of 1.5% of the loan amount. The fee is negotiable and is subject to the loan amount and the complexity of the proposition. If we receive a commission from the lender we will let you know the exact amount, and may refund an element of this to you.
Also see: Mortgage Enquiry Form
Principal: Debbie J Boyes
For further help or advice CONTACT US now!
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©2005 Debbie J Boyes - Professional Mortgage
Advisors
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